Employee Benefits
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  • Analyze Employee Needs

  • Examine Experience Generated by Existing Carrier
    • Paid/Incurred Losses
    • Stability of Fees
    • Claims Payments
    • Administrative Costs, Profits, Commissions
    • Problems Claims
    • Interface with Selection Agencies

  • Examine Financial Stability

  • Market Analysis of Rates and Service Levels

  • Benefit Plan Design to Meet Employer Objectives
    • Preferred Provider Organizations (PPO)
    • Health Maintenance Organizations (HMO)
    • Self-Funded Benefit Plans
    • Flexible Spending Accounts (IRC 125)
    • Voluntary Plans

  • Cost Sharing Analysis
    • To control future increases
    • Maximize employee perceived benefit value
    • To integrate with employee compensation

  • Enrollment Assistance


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