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Wholesale Operations
 Our program is tailor-made for
your wholesale operation. From auto parts, beverage and
computer distributors to wholesale florists, bakeries
and magazine distributors, our Small Business Program
Policy fits your business needs.
Perhaps you've come across some policies where agents
"pick and choose" from a number of different policies to
cover your needs. This approach can have definite
drawbacks. You may end up with coverage that overlaps or
areas that aren't covered. What's more, this can leave
you open to exposures you're not even aware of and that
could cost you dearly down the line.
That's why we offer a single policy that can cover your
needs. It's a broad-based policy with property,
liability, commercial auto and umbrella coverage offered
in one policy. (Workers Compensation may also be
available. Ask for details.)
Take a look at a few of the ways we protect your
Wholesale Business:
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You're just
starting out as the owner of a magazine distributor
and you don't have any employees. So you don't need
coverage for employees. Does your current policy
allow you to delete coverage you don't need or want?
Ours does and we'll pass on the savings to you.
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Are you completely
out of luck if you lose your record of credit card
transactions?
With the Small Business Program Policy, you're
covered for expenses.
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You let a retailer
take home some samples of new materials. You never
see the samples again and the retailer won't return
your calls. Are you covered? You bet, for the total
value of your goods.
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Your wholesale
building supplies company relies on a tool supplier
for equipment. The supplier's building burns down
and can't deliver that day. You are in luck. You’re
covered for loss of income caused by the supplier's
inability to deliver that day.
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Your bakery goods
wholesale operation does a booming business during
the holiday season. Automatically increases coverage
for your stock by 50% during that time.
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Your wholesale
electronics company delivers a new computer system
to a department store through UPS. If it doesn't
arrive on time, are you covered? The Small Business
Program Policy can cover the delivery if the
computer arrives damaged or never arrives at all.
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If a delivery
truck accidentally runs over one of your forklifts,
you're covered.
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If you sell a
product overseas and it causes an injury in Japan;
what happens if you are sued in the US? This is one
of the few policies available that can cover you for
damages. Your products are covered all over the
world.
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Let's say you
unintentionally forget to describe one of your
operations to us and a loss occurs. You're still
covered.
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And if your
employee mops the floor one-day and causes a
supplier to slip and fall but doesn't tell the owner
or manager. You're still covered.
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And how about your
computer and the information that's on it. You don't
want to be temporarily out of business in case it
breaks down or malfunctions due to temperature.
It’s covered.
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While our coverage
is important, service is also a priority. Our service
sets us apart from our competitors. Here's what you can
expect from us:
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Fast and Efficient
Claim Service when you need it, 24 hours a day, 7
days a week.
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Choose the Billing
Option that fits your cash flow.
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General
Information about Safety Service to help you avoid
claims. Safety brochures available.
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We offer coverages in
many states throughout the U.S. Contact us for a listing
of the states we service.
The coverage examples
provided on this website are for illustration purposes
only. The terminology used throughout this website is
not intended to replace the language of the actual
policy forms. Coverage is stated subject to the terms,
conditions and exclusions of the policies. The terms of
the policy forms will control the insurance contract
without regard to any statement made within this
website.
Please review our Privacy
Policies and Practices
Prentiss Insurance Services
4560 E. Eisenhower Circle
Anaheim, CA 92807
(714) 777-2100
(877) 4 BIZ INS
California License # 0D04061 & 0739053
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