• For Commercial and Residential Trade Contractors
• Up to 20 employees and total payroll up to $600,000

How is this different than the average program?

We offer tailored coverage, unbeatable service and competitive prices.

We include 38 types of contractors, more than most other companies, everything from air conditioning contractors to water well drilling. Are you eligible? Who are you?

We offer broad coverage to protect you and your business:

• Need protection for materials/equipment you are installing? We offer coverage for $2,500--included in our policy. Need more? You can increase this to $100,000. Need coverage while transporting or storing it? That's included!
• What happens when you're installing that custom-made marble vanity worth $1,000 and you drop and damage it? Does your present policy cover this? We do for up to $1,500 worth of damage for any one loss or $3,000 in one year.
• Does your current policy automatically give you coverage for your equipment or equipment that you borrow or lease? We provide $2,500 of coverage for tools and equipment that you own or borrow and $5,000 for coverage for tools that you rent or lease. Higher limits of coverage are available to fit your specific needs.
• Are you using a computer to help you estimate and schedule jobs? Do you do project planning or administer payroll on your computer? We can provide coverage for your computer and software, even on the job site!
• Has a sub or general contractor ever asked you to sign a contract or agreement to name them as an additional insured on your policy for their work ? Does your current policy automatically add them to your coverage as an additional insured? We do.
• If you have a fire and the local fire department sends you a bill for services will your current policy pay? Ours does--up to $5,000.
• You choose the deductible amount you can afford to pay out of pocket, and the higher the deductible, the lower your premium.

Just a minute, you've got this great program, but who are you, anyway?

First and foremost, they are construction specialists. For the past 27 years, our Carrier has built a franchise that is recognized as the leader in specialty contractors' insurance needs.

They take great pride in the 100,000 plus contractors we insure.

The Carrier is financially sound--that means we will be there to pay any claims you may have. We have an excellent rating from A.M. Best, the independent insurance rating organization.

Our Carrier is the only US insurance company with employees dedicated to the small construction industry. That's all they do every day. They understand your business and can help you when you need it.

If you're a trade contractor, commercial or residential, you owe it to yourself to go with the construction professionals.


While our coverage is important, service is also a priority. Our service sets us apart from our competitors. Here's what you can expect from us:

• General Information about Safety Service to help you avoid claims. Safety brochures available.

• We offer coverages in many states throughout the U.S.

Contact us for a listing of the states we service.

The coverage examples provided on this website are for illustration purposes only. The terminology used throughout this website is not intended to replace the language of the actual policy forms. Coverage is stated subject to the terms, conditions and exclusions of the policies. The terms of the policy forms will control the insurance contract without regard to any statement made within this website.

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Prentiss Insurance Services
4560 E. Eisenhower Circle
Anaheim, CA 92807
(714) 777-2100
(877) 4 BIZ INS  
California License # 0D04061 & 0739053