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Retail Stores
Our program is tailor-made for
your retail business. From book, shoe and fabric stores
to bicycle, gift and lighting fixture shops to building
material dealers, our Small Business Program Policy fits
your needs.
Perhaps you've come across some policies where agents
"pick and choose" from a number of different policies to
cover your needs. This approach can have definite
drawbacks. You may end up with coverage that overlaps or
areas that aren't covered. What's more, this can leave
you open to exposures you're not even aware of and that
could cost you dearly down the line. |
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That's why we offer a single policy that can cover your
needs. It's a broad-based policy with property,
liability, commercial auto and umbrella coverage offered
in one policy. (Workers Compensation may also be
available. Ask for details.)
Take a look at a few of the ways we can help protect
your retail business:
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You're just
starting out as the owner of a hardware store and
you don't have any employees. So you don't need
coverage for employees. Does your current policy
allow you to delete coverage you don't need or want?
Ours does and we'll pass on the savings to you.
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Are you completely
out of luck if you lose your record of credit card
transactions?
No, you're covered for expenses.
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You own a bike
shop and you let a customer test ride a bike in
exchange for a credit card and license. In ten
minutes the bike is gone and the identification
proves to be fake. Are you covered? You bet, for the
total value of the stolen bike.
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You own a Building
Material Dealer and you rely on Blue Flower Building
Products for their building materials and supplies.
Blue Flower’s building burns down and can't deliver
that day. You're in luck. Loss of income caused by
Blue Flower’s inability to deliver that day can be
covered.
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You own a toy
store, which does a booming business during the
holiday season.
We automatically increase coverage for your stock by
50% during that time.
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As owner of an
electronics store, you deliver a home entertainment
system to a customer through UPS. The Small Business
Program Policy can cover the delivery if the home
entertainment system arrives damaged or never
arrives at all.
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A customer visits
your flower shop and slips in the parking lot and
twists her ankle and her medical fees are $2,000.
Are you covered? Yes, for the full amount.
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Your employee
takes $1,000 from the cash register. Our policy will
cover that theft.
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Let's say a tree
crashes through the window of a building you own,
are you covered?
Yes, you are.
While our coverage
is important, service is also a priority. Our service
sets us apart from our competitors. Here's what you can
expect from us:
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Fast and Efficient
Claim Service when you need it, 24 hours a day, 7
days a week.
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Choose the Billing
Option that fits your cash flow.
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General
Information about Safety Service to help you avoid
claims. Safety brochures available.
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We offer coverages
in many states throughout the U.S.
Contact us for a
listing of the states we service.
The coverage examples provided
on this website are for illustration purposes only. The
terminology used throughout this website is not intended
to replace the language of the actual policy forms.
Coverage is stated subject to the terms, conditions and
exclusions of the policies. The terms of the policy
forms will control the insurance contract without regard
to any statement made within this website.
Please review our Privacy
Policies and Practices
Prentiss Insurance Services
4560 E. Eisenhower Circle
Anaheim, CA 92807
(714) 777-2100
(877) 4 BIZ INS
California License # 0D04061 & 0739053
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