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Privacy Policies
and Practices
PURPOSE OF THIS NOTICE
Title V of the Gramm-Leach-Bliley Act (GLBA) and the
laws of the State of California generally prohibit us
from sharing nonpublic personal information about you
with a third party unless we provide you with this
notice of our privacy policies and practices describing
the type of information that we collect about you and
the categories of persons or entities to whom that
information may be disclosed. In compliance with the
GLBA and California law, we are providing you with this
document, which notifies you of the privacy policies and
practices of Prentiss Insurance Services.
OUR PRIVACY POLICIES AND PRACTICES
- Information we collect:
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Information we may
disclose to third parties:
We do not disclose information about you
to third parties whose only use of the
information is to market a product or
service. However, in the course of our
general business practices, we may disclose
the information that we collect (as
described above) about you or others without
your permission to the following types of
institutions for the reasons described
below:
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To a third party if the
disclosure will enable that party to
perform a business, professional or
insurance function for us.
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To an insurance
institution, agent, or credit reporting
agency in order to detect or prevent
criminal activity, fraud or
misrepresentation in connection with an
insurance transaction.
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To an insurance
institution, agent, or credit-reporting
agency for either this agency or the
entity to whom we disclose the
information to perform a function in
connection with an insurance transaction
involving you.
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To a medical care
institution or medical professional in
order to verify coverage or benefits,
inform you of a medical problem of which
you may not be aware, or conduct an
audit that would enable us to verify
treatment.
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To the California
Department of Insurance or other
insurance regulatory authority, law
enforcement, or other governmental
authority in order to protect our
interests in preventing or prosecuting
fraud, or if we believe that you have
conducted illegal activities.
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To a group policyholder
for the purpose of reporting claims
experience or conducting an audit of our
operations or services.
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Your right to access and
amend your personal information:
You have the right to request access to
the personal information that we record
about you. Your right includes the right to
know the source of the information and the
identity of the persons, institutions or
types of institutions to whom we have
disclosed such information within 2 years
prior to your request. Your right includes
the right to view such information and copy
it in person, or request that a copy of it
be sent to you by mail (for which we may
charge you a reasonable fee to cover our
costs). Your right also includes the right
to request corrections, amendments or
deletions of any information that is in our
possession. The procedures that you must
follow to request access to or an amendment
of your information are as follows:
To obtain access to your information: You
should submit a request in writing to
Prentiss Insurance Services / 4560 E.
Eisenhower Cr. / Anaheim, CA 92807. The
request should include your name, address,
social security number, telephone number,
and the recorded information to which you
would like access. The request should state
whether you would like access in person or a
copy of the information sent to you by mail.
Upon receipt of your request, we will
contact you within 30 business days to
arrange providing you with access in person
or the copies that you have requested.
To correct, amend, or delete any of your
information: You should submit a request in
writing to Prentiss Insurance Services /
4560 E. Eisenhower Cr. / Anaheim, CA 92807.
The request should include your name,
address, social security number, telephone
number, the specific information in dispute,
and the identity of the document or record
that contains the disputed information. Upon
receipt of your request, we will contact you
within 30 business days to notify you either
that we have made the correction, amendment
or deletion, or that we refuse to do so and
the reasons for the refusal, which you will
have the opportunity to challenge.
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Our practices regarding
information confidentiality and security:
We restrict access to nonpublic personal
information about you to those employees who
need to know that information in order to
provide products or services to you. We
maintain physical, electronic, and
procedural safeguards that comply with
federal regulations to guard your nonpublic
personal information.
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Our policy regarding
dispute resolution:
Any controversy or claim arising out of
or relating to our privacy policy, or the
breach thereof, shall be settled by
arbitration in accordance with the rules of
the American Arbitration Association, and
judgment upon the award rendered by the
arbitrators) may be entered in any court
having jurisdiction thereof.
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Reservation of the right
to disclose information in unforeseen
circumstances:
In connection with the potential sale or
transfer of its interests, Prentiss
Insurance Services, and its affiliates (if
any), reserve the right to sell or transfer
your information (including but not limited
to your name, address, age, sex, zip code,
state and country of residency, and other
information that you provide through other
communications) to a third party entity that
(1) concentrates its business in a similar
practice, product or service; (2) agrees to
be Prentiss Insurance Services' successor in
interest with regard to the maintenance and
protection of the information collected; and
(3) agrees to the obligations of this
privacy statement.
Commission/ Fees Disclosure
Please note that we, the broker/agent, receive
compensation for placement of insurance through
commission we receive from various insurance
carriers providing coverage. Any additional fees
for service, or fees in lieu of commissions,
will be outlined in the insurance proposal. We
may or may not also receive additional
contingent compensation, which are not
client-specific, in the form of overrides or
profit-sharing from certain carriers based on
numerous factors including volume, loss ratios
and profitability of the book of business with a
specific carrier.
Biz Ins, Inc. dba: Prentiss Insurance
Services
Licensed to do business in the states of
California, AZ, CO, CT, FL, GA, IA, IL, KS, KY,
MO, NC, NE, NV, NY, OH, OK, OR, PA, TN, TX, UT,
VA, WA.
Member of Consolidated Orange County Insurance
Agencies
This website is not intended to be, or
represent, a solicitation of business outside of
the states captioned above. If we are not
licensed in your state, please contact a
licensed professional agent/broker in your local
area.
Prentiss Insurance Services
4560 E. Eisenhower Circle
Anaheim, CA 92807
(714) 777-2100
(877) 4 BIZ INS
California License # 0D04061 & 0739053
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